Free Tool

See What Injuries Are
Actually Costing You

Most employers underestimate the real financial impact of musculoskeletal injuries. Enter your facility details and see what a proactive prevention program could realistically return — based on your industry, your workforce size, and your state's cost environment.

1
Enter your facility detailsZIP, industry, and employee count
2
Get your estimateWhere should we send the results?
3
See your savingsYour estimated annual cost reduction

Why the numbers matter more than most employers realize

A single musculoskeletal injury costs an average of $40,000 or more in combined direct and indirect costs. That's one claim. Most facilities with 100 or more employees see several every year.

The indirect costs are the part that usually surprises people. Lost productivity, retraining time, administrative overhead, and the impact on your Experience Modification Rate — these rarely show up on the same line as the workers comp claim, but they compound year after year.

$4.41
returned per $1 invested in injury prevention programs
58%
average reduction in injury-related costs with a proactive program
50%
average decrease in musculoskeletal injuries in Year 1
73%
reduction in lost-time claims over 10 years in studied RTW programs

What goes into this estimate

Your industry's musculoskeletal injury rate per 100 employees, based on BLS DART data
A regional cost index based on your state's workers comp environment and wage rates
A 58% cost reduction assumption based on documented early intervention outcomes
A base cost per claim of $40,000, consistent with published industry data

This calculator gives you a directional estimate, not a guarantee. Your actual results depend on program design, implementation quality, and how engaged your workforce is. The best way to get a number specific to your facility is to schedule a call — we will walk through your actual claims history and build a realistic projection from there.

Methodology note: Industry injury rates are sourced from BLS employer-reported injury and illness data (2023-2024). Regional cost indices reflect published workers compensation cost variation by state. The 58% cost reduction assumption reflects outcomes documented in peer-reviewed early intervention program research. Individual results will vary.
STEP 1 OF 3

See what MSD claims are really costing your facility

Two minutes. Built from real claim-cost and injury-rate benchmarks, not guesswork.
Leave blank and we'll use national benchmark data adjusted for your industry and region.
Estimate ready
$0
Estimated total annual savings with an onsite prevention program
Current total annual cost $0
Projected total cost with Accelerate $0
Cost breakdownCurrentProjected
Direct costs $0 $0
Indirect costs $0 $0
Total $0 $0
60%
avg. injury reduction in Year 1
3:1
minimum program ROI
70%
E-Mod discount on Medical-Only claims
Direct cost uses your entered figure when provided, or industry/regional benchmarks otherwise. Indirect cost is estimated using OSHA's $afety Pays sliding-scale methodology (U.S. Dept. of Labor, NCCI claims data). Actual results vary by facility, claims history, and program design.
Next step

Get a number built on your actual data

The calculator gives you a directional estimate. A 30-minute call with our team gives you a projection built on your real claims history, your current E-Mod, and your specific injury risk profile.

Schedule Your Free Assessment Call